The smartphone, which is a practical necessity in today’s connected world, is not cheap, but it is also a necessity. There is a common practice where people pay for devices rather than buying them outright.
Do you have any options available to you in case you have a need for a cell phone, but your credit history or credit score is not very good, what can you do? The following information will tell you how to get smartphone financing with no credit check and where you can get payment plans if you have a poor credit score.
We have partnered with the following retailers and online stores to offer smartphone financing with no credit check.
In order to qualify for these offers, you usually have to be at least 18 years of age, have a checking account, credit card, or debit card, as well as have a minimum monthly income.
- Cricket Wireless:
Requirements:
Minimum age of 18 years old; a valid debit or credit card, an active checking account, and a Social Security number or Individual Taxpayer Identification Number (ITIN) are required.
How it works:
Cricket offers phone financing through Progressive Leasing as part of its phone financing services. There is a maximum number of phones you can lease based on the amount of your approved lease (for example, the first phone must cost at least $149.99) and the amount of the lease. With us, you have the option of paying weekly, biweekly, or monthly, depending on your needs.
Brands available:
iPhone, Samsung, LG, Motorola, TC
- Kmart
Requirements:
A Social Security number or an ITIN will be required if you wish to apply for a Social Security number, as well as a photo ID that proves your age, and an income of at least $1000 a month to qualify.
How it works:
As soon as you get lease-to-own approval from Kmart online or at a Kmart store in your area, you can pick up your phone using your approval code. In order to lease a vehicle, a minimum amount of $69.00 is required
Phone brands available:
There are Samsung, LG, Apple, Motorola, Sony, Nokia, and Alcatel devices available
- SmartPay
Requirements:
It is required that you be over the age of 18, that you have proof of income (a minimum of $1,000 a month), that you have an active debit or credit card, and that you have a valid Social Security number or Individual Taxpayer Identification Number.
How it works:
By applying online, you are able to benefit from the fact that our approval is not based on your credit rating. After you have been approved by SmartPayLease, you can choose to work with a SmartPayLease retail partner or SmartPayLease.com.
Phone brands available:
Samsung and iPhone are among the most popular brands
- RENT-2-OWN
Requirements:
You will need to provide your Social Security number, the number of your driver’s license, as well as information about your employer and income.
How it works:
The approval process can be completed online or in-store depending on your preference. In addition to weekly and biweekly payments, we also offer monthly payments. We also offer terms of payment that are similar to that of cash, such as 120 days.
Phone brands available:
Name brands like Apple and Samsung
- Rent-A-Center
Requirements:
There are certain requirements for applicants, including the following: they must be at least 18 years of age, show proof of income, provide the names and contact information of their landlords or mortgage companies, as well as provide two to four references.
How it works:
The approval process can be completed online or in-store depending on your preference. We offer a variety of payment plans that you can choose from, including weekly, biweekly, semimonthly, or monthly plans. It is possible to select a delivery date when shopping online. The possibility of buying out early is available. For leased phones, it is possible to freeze the payments.
Phone brands available:
Apple, OnePlus, Motorola, Sony, Samsung, Sony, Nokia, and Google
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